Why We're the Right Choice for You

   Your personal, local, health insurance advisor in Colorado and surrounding states!

Medicare decisions can feel overwhelming but you don’t have to navigate them alone.  At MVIP/ Trozan Insurance Agency, we help individuals turning 65, retirees, and Medicare beneficiaries understand their options with clear guidance, local support, and personalized recommendations.

Independent Medicare Agents

Independent Medicare Agents

As an independent Medicare agency, we're not tied to any single insurance carrier which means our advice is always centered on you. We compare plans across multiple top-rated carriers to find the coverage that truly fits your needs and budget, at no cost to you. Because when it comes to your health, you deserve honest, unbiased guidance.

Local Support When You Need It

Local Support When You Need It

When you have questions about your Medicare coverage, you shouldn't have to navigate a 1-800 number or wait on hold for hours. As a local Medicare agency based right here in Fort Collins, CO, we're your neighbors and we're here when it matters most. Whether you prefer to meet face-to-face, over the phone, or online, our team is always available to guide you every step of the way.

Medicare Education Without Pressure

Medicare Education Without Pressure

Understanding Medicare shouldn't feel rushed or stressful. We take the time to walk you through your options clearly and honestly with no sales pressure, ever. Our licensed agents are here to answer your questions and help you feel confident about the plan you choose, on your timeline.

Long-Term Relationships - Not One-Time Enrollments

Long-Term Relationships - Not One-Time Enrollments

Our commitment to you doesn't end once you've enrolled in a plan. We believe that choosing a Medicare agency means having a trusted partner by your side for the long haul - someone who checks in during annual enrollment periods, helps you navigate coverage changes, and is just a phone call away whenever a question or concern arises. As your health needs evolve over time, we're here to make sure your coverage evolves with them. Because to us, you're not just a client, you're a member of our community, and your well-being is our ongoing priority.

Value

Naturally, we'll give you the lowest rates available, but we'll do it honestly. We'll tell you not only about the strong points of a policy, but also about the weak parts. We won't secretly cut out important coverage just to make you think you're getting a good deal.

In Your Corner

In Your Corner

When challenges arise with your Medicare coverage, you don't have to face them alone. We're in your corner helping you navigate claim issues, understand your benefits, and speak up on your behalf when you need it most. 

Experience Matters

Experience Matters

Our agency has been in business for 40 years so you know we’ll be around when you need us. Experience, a long-term perspective, and wisdom are crucial in safeguarding your interests.

Benefits That Go Further

Benefits That Go Further

A great Medicare plan isn't just about the premium- it's about what your coverage actually does for you. We dig deeper to find plans that maximize your benefits and minimize your out-of-pocket costs. 


As a member of the Better Business Bureau, we are proud to hold the highest rating that the BBB gives out... A+