At our firm, we have the client - and only the client - in mind.

Our main reason for becoming insurance professionals is deeply personal:  We repeatedly saw friends and family struggling to find the coverage they needed. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts. We are confident that with our understanding of the insurance space, we can help people better prepare for the future and make wise decisions.  

Client Centered

In our years of service, we have found that a team approach including differing educational interests, experiences, and strategies can be an effective method of helping clients with a wide variety of needs, as they navigate the complex world of insurance. We invite you to discover and experience the benefits of a diverse team.

One-size-fits-all just doesn't apply to insurance, which is why every client gets our individualized and undivided attention.

  • We take a proactive approach when helping you develop a strategy to address all of your insurance needs, not just Medicare.
  • We recognize that everyone encounters challenges along the way and we strive to anticipate those situations as they occur.
  • Our only goal is to keep you and your loved ones protected with the policies you need. 

Please check out all the material on our website. If something you see or read prompts a question, please send us a quick email (tia@insurancedoctor.com) or call our office (970-224-5500). We’re here to help and we look forward to speaking with you.  Some of the helpful information you’ll find includes:

Lisa Wentz-Kinnison

Owner and Independent Insurance Advisor

(970) 224-5500

970-224-1730

Lisa@InsuranceDoctor.com

Lisa purchased Trozan Insurace Agency nearly two years ago bringing extensive insurance experience to the agency that at it's roots began 25 some years ago, when she worked for Peter Trozan the founder of Trozan Insurance Agency Inc....

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Dee Carruth

Executive Assistant

970-224-5500

970-224-1730

Dee@InsuranceDoctor.com

Dee joined the team as Executive Assistant in April 2025. She previously spent 25 years in the multi-family management industry as a Site Manager, Regional Manager, and Executive Assistant for the Management organization. She loves...

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Ezekiel "Zeke" Kinnison

Independent Insurance Advisor

970-224-5500

970-224-1730

Zeke@InsuranceDoctor.com

Zeke was born in Fort Collins and has lived in many places throughout Colorado.  He likes to do physical activities outside of work such as climbing, hiking, and lifting weights.  And every Sunday Zeke does a cold plunge at...

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Stacy Spellerberg

Office Manager

970-224-5500

970-224-1730

Stacy@InsuranceDoctor.com

Stacy has been the Office Manager at MVIP Inc./Trozan Insurance since May 2023. She was previously a Group Fitness Manager at a local health club for 9 years. Stacy has a passion for being of service to others, leadership development,...
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Client Centered - Today and for Many Years to Come

Client Centered - Today and for Many Years to Come

This is your time. We are here for you, to help you understand what YOU need. We find your personalized fit for insurance in addition to Medicare. No two people have the same needs, let us help you find your fit.

Our team has years of experience in the insurance industry. We can help you address your needs of today and for many years to come. We look forward to working with you.